Apple Pay with Credit Union SA

The easy way to pay everyday. Apple Pay is now available at Credit Union SA. Simplay pay with just a touch in stores, within selected apps and on participating websites.

Join online Call us 13 8777

Using Apple Pay is simple and it works with the devices you use every day.

Your card information is secure because it isn’t stored on your device or shared when you pay. Paying in stores, apps and on the web has never been easier, safer, or more private.*

Set up is simple

Adding your card to Apple Pay is easy. Here’s how to get started:

iPhone

Open the Wallet app
Tap the plus sign in the upper-right corner
Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select Add a different card and use your camera to enter the card information*

Apple Watch

Open the Apple Watch app on your iPhone
Tap Wallet and Apple Pay and select Add a Credit or Debit Card
Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select Add a different card and use your camera to enter the card information

See how to add a card

iPad

Go to Settings
Tap Wallet and Apple Pay and select Add Credit or Debit Card
Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select Add a different card and use your camera to enter the card information*

Mobile Banking App

Become a registered Credit Union SA Internet Banking user.
Visit the iTunes App Store or Google Play to download the app.
Open the app and register your smart device using your Internet Banking membership number and password. You will also be prompted to choose a PIN or pattern login to secure your device.

When you add your Credit Union SA Visa Debit Card to Apple Pay, the card will be defaulted to the Visa network for payments with Apple Pay.

To change the payment network on:

iPhone

Open the Wallet app,
Tap on your Credit Union SA Visa Debit Card
Tap the more button
Choose the network

Apple Watch

Double-click the side button
Select your Credit Union SA Visa Debit Card
Firmly press the display
Choose the network

If you have added your Credit Union SA Visa Debit Card to Apple Pay from our Credit Union SA Mobile Banking App only the Visa network will be available for purchases with Apple Pay. To access both the Visa and eftpos networks you will need to remove and re-add your Visa debit card using these steps.

The easy, secure and private way to pay

Paying in stores

Apple Pay is the easiest way to pay in stores with your iPhone and Apple Watch. You can quickly check out using the devices you carry every day.

Paying in apps and on the web

Use Apple Pay to make purchases in all kinds of apps on your iPhone and iPad. Paying is as simple as selecting Apple Pay at checkout and completing the payment using Face ID or Touch ID. Apple Pay is also the easier, safer way to pay online in Safari on your iPhone, iPad, and Mac, as you no longer have to create an account or fill out lengthy forms. Simply pay and go. You can also pay on your MacBook using Touch ID.*

Lost or Stolen cards

Call us straight away on 13 8777 so that we can cancel your card. When your new card is issued we’ll update your lost or stolen card details automatically in Apple Pay. And while you wait for your new card to arrive, you can keep making all your everyday purchases using Apple Pay on iPhone, Apple Watch, iPad and Mac.

Read Apple Pay FAQs

Frequently asked questions

View all Apple Pay FAQs

Is Apple Pay secure?

Yes, Apple Pay is secure. A unique Device Account Number is securely stored on a chip in the device so payment can be made without any card information having to be shared with the retailer.

Other features which help to keep your payments secure and safe include:

iPhone and iPad

All transactions require authentication using Face ID, Touch ID (if enabled), or by entering the device passcode.

Apple Watch

Payments can only be authorised if the device passcode has been entered and skin contact with the device has not been lost. If the device has been removed from your wrist, Wrist Detect deactivates the NFC feature and Apple Pay. To re-activate the NFC feature and Apple Pay the device passcode has to be entered again.

Please note: you should never share your device passcode, or register more than one person’s Face ID, or Touch ID, while your card is registered to Apple Pay.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc.

What is Apple Pay?

Apple Pay is a digital wallet from Apple which lets you use a compatible iPhone, Apple Watch, iPad or Mac to make secure contactless purchase in stores, within selected apps and participating websites.

Does Apple store the card details?

No, your card details are not stored on the device or in the Cloud. When a card is added to Apple Pay, a Device Account Number replaces the need for the card number.

Where can I use Apple Pay?

You can use your device to make a payment using Apple Pay in stores or anywhere you can tap and pay. Apple Pay can also be used within apps or on participating websites wherever they see the buy with Apple Pay mark.

Which Apple devices can I use?

Apple Pay is available on iPhone, iPad, Apple Watch, Mac with Touch ID, Mac with an Apple Pay enabled iPhone or Apple Watch and the latest OS.

For a list of compatible Apple Pay devices, see support.apple.com/en-au/HT208531.

Does it cost me anything to use Apple Pay?

No, it does not cost you anything extra to use Apple Pay.

The usual credit or debit charges apply to purchases and some retailers may apply a credit or debit card surcharge to purchases made using any payment method, including Apple Pay, contactless or chip and PIN transactions.

You require an active data plan or Wi-Fi connection to add your card to Apple Pay. Based upon your mobile plan and network, additional message and/or data charges may apply.

How do I add a card to Apple Pay?

Adding a card to Apple Pay is different depending upon device:

iPhone

Open the Wallet app
Tap the + in the upper right corner, follow the prompts
Add the card details by either:
1. Entering the card’s security code to add the credit or debit card you use with iTunes
2. Using the camera to capture the card information
3. Typing the card details in manually.

Apple Watch

Open the Apple Watch app on your iPhone
Tap Wallet and Apple Pay and then Add a new Credit or Debit Card, follow the prompts
Add the card details by either:
1. Entering the card's security code to add the credit or debit card you use with iTunes
2. Using the camera to capture the card information
3. Typing the card details in manually.

iPad

Go to Settings
Tap Wallet and Apple Pay and then Add Credit or Debit Card, follow the prompts
Add the card details by either:
1. Entering the card’s security code to add the credit or debit card you use with iTunes
2. Using the camera to capture the card information
3. Typing the card details in manually.

How do I remove a card from Apple Pay?

To remove a card from Apple Pay you must follow these steps:

iPhone

Open the Wallet app
Select the relevant card and then tap ••• in the top right corner to see all the card details
Scroll down and select Remove Card.

Apple Watch

Open the Watch app on your iPhone
Go to the My Watch tab
Scroll down and tap Wallet and Apple Pay
Tap the card and then tap Remove Card.

iPad

Go to Settings
Scroll down and tap Wallet and Apple Pay
Tap the card and then tap Remove Card.

For more information about managing your cards with Apple Pay visit support.apple.com/en-us/HT205583

Please note: if you remove your device passcode or Face ID, Touch ID security feature, or sign out of iCloud, all cards will be removed from Apple Pay on the device.

Can a single card be added to multiple Apple Pay wallets?

Yes, a card can be added to Apple Pay on multiple devices, however the card will need to be added to each device separately.

How do I make payment in stores with an Apple Watch?

To use your default card, double-click the side button and hold the display of your Apple Watch within a few centimetres of the contactless reader
Wait until you feel a gentle tap.

When you strap your Apple Watch to your wrist you will be prompted to enter the device passcode. This will enable Apple Pay. If the Apple Watch is removed from your wrist, so skin contact is lost, Wrist Detect detects that skin contact has been lost and Apple Pay and the NFC feature are deactivated.

Is there a transaction limit when using Apple Pay in store?

No, there is no transaction limit for Apple Pay transactions. Depending on the store and transaction amount, you might need to sign a receipt or enter your PIN.

How do I return an item purchased with Apple Pay in stores?

You take the item(s) back to the retailer as normal. Some retailers will be able to offer refunds back to the device from which the original payment was made, while other may have to refund the plastic card.

You may need to provide the last four digits of the Device Account Number to the retailer. This can be found by opening the Wallet app and tapping the ••• symbol in the top right corner and then scrolling down to find Device Account Number.

Will I be able to view my Apple Pay transactions in my bank statement?

Transactions will appear as they normally do on a bank or credit card statement.

How do I activate my card with Apple Pay?

For security purposes, when a new card is added to Apple Pay we’ll ask you to complete a verification check before it can be used with Apple Pay. We’ll either:

Send a one-time password to the mobile phone number you have registered with us
Send a one-time password to the email address you have registered with us
Ask you to call us on 13 8777 and answer some security questions
Direct you to our mobile banking application to activate your card with Apple Pay.

What should I do if my Apple Watch is lost or stolen?

You should contact us on 13 8777 to request that your card be disabled for use with Apple Pay. You should also go to iCloud.com and remove your card from Apple Watch. If you find your Apple Watch you can add your card back by following the same steps you went through when you set the card up with Apple Pay originally.

Get help if your device is lost or stolen link: support.apple.com/en-au/HT201472

Can I use Apple Pay to make a payment on a website using Safari?

Yes. With your iPhone or iPad

Tap the Apple Pay button.
Check your billing, shipping and contact information to make sure that they're correct. If you want to pay with a different card, tap > next to your card.
If you need to, enter your billing, shipping and contact information. Apple Pay will store that information, so you won't need to enter it again.
When you’re ready, make your purchase and confirm the payment.
- iPhone X or later or iPad with Face ID: Double-click the side button, then use Face ID or your device passcode.
- iPhone 8 or earlier or iPad without Face ID: Use Touch ID or your device passcode.
- Apple Watch: Double-click the side button.
When your payment is successful, you’ll see Done and a tick on the screen.

With your Mac models with Touch ID

Tap the Apple Pay button.
Check your billing, shipping and contact information to make sure that they're correct. To pay with a different card instead of your default card, click ↕ next to your default card and select the card you want to use.
If you need to, enter your billing, shipping and contact information. Apple Pay will store that information, so you won't need to enter it again.
When you're ready, make your purchase. Follow the prompts on the Touch Bar and place your finger on Touch ID. If Touch ID is off, tap the Apple Pay icon on the Touch Bar and follow the prompts on the screen. When your payment is successful, you'll see Done and a tick on the screen.

With other Mac models

You need an iPhone or Apple Watch to confirm payments. Make sure that you're signed in with the same Apple ID on all your devices.
Make sure you've turned on Bluetooth on your Mac.
Tap the Apple Pay button.
Check your billing, shipping and contact information to make sure that they're correct. To pay with a different card instead of your default card, click ↕ next to your default card and select the card you want to use. You can choose credit and debit cards or Apple Cash from any iPhone or Apple Watch that is nearby and signed into the same iCloud account.3
If you need to, enter your billing, shipping and contact information. Apple Pay will store that information on your iPhone, so you won't need to enter it again.
When you're ready, make your purchase and confirm the payment.
- iPhone X or later: Double-click the side button, then use Face ID or your device passcode.
- iPhone 8 or earlier: Use Touch ID or your device passcode.
- Apple Watch: Double-click the side button.
When your payment is successful, you'll see Done and a tick on the screen.

Will I be able to view my Apple Pay transactions within the Wallet app?

Yes, you will be able to view the last 10 transactions made using Apple Pay on that device within the Wallet app. Eftpos transactions made using your Credit Union SA Visa Debit Card with Apple Pay can currently only be viewed via our Internet Banking and within our Mobile Banking App.

Will I be able to view my Apple Pay transactions within the Wallet app?

Can I get cash out with my Credit Union SA Visa Debit Card with Apple Pay?

You may be able to get cash out at selected merchants with your Credit Union SA Visa Debit Card by selecting 'eftpos CHQ' or 'eftpos SAV' in Apple Pay.

How do I update my Credit Union SA Visa Debit Card in Apple Pay to include the eftpos payment network?

To update your Card on iPhone and Watch

Remove your Credit Union SA Visa Debit Card from Apple Pay on your iPhone
1. Open Wallet, tap your Credit Union SA Visa Debit Card, tap, then tap Remove Card.
Remove your Credit Union SA Visa Debit Card from Apple Pay on your Apple Watch
1. Open the Watch app on your iPhone, go to the My Watch tab, tap Wallet & Apple Pay, tap the card, then tap Remove Card.
Add your Credit Union SA Visa Debit Card back into Apple Pay on your iPhone
1. On iPhone, Open the Wallet app, tap the “+” sign in the upper-right corner then tap ‘Add a Different Card’ follow the prompts. (Do not choose previously provisioned card option)

To update your Card on Apple Watch

Add your Credit Union SA Visa Debit Card back to Apple Pay on your Apple Watch
1. Open the Apple Watch app on your iPhone, tap “Wallet & Apple Pay” tap “Add Card” and select ‘Add a Different Card’ at the bottom of the screen, follow the prompts. (Do not choose previously provisioned card option).

For more information visit: support.apple.com/en-au/HT209137

INFORMATION YOU SHOULD KNOW

*Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see support.apple.com/en-us/HT208531.